I am a Moroccan living abroad and I have a special attachment to Morocco. I want to support my loved ones, buy real estate to have a foothold in my country and contribute to the development of Morocco. What solutions are available to me? How could my bank support me?
Our Solutions
PACK ELAN 18-25 GOLD
The PACK ELAN 18-25 GOLD offers you everything you need to manage your account, and much more.
- An MDM checking account in Dhs
- A Visa GOLD card to make your withdrawals and payments in Morocco and internationally
- Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
- A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
- Free account maintenance fees
- Free direct debits
- Account insurance
- Card assistance in case of loss or theft
- Death insurance in Morocco
Other benefits & options
- Bonus on manual exchange*
- Bonus on transfers*
- 50% reduction on the price of the second card chosen**
(*) depending on the package chosen
(**) Equivalent card
PACK ELAN GOLD
The PACK ELAN GOLD offers you everything you need to manage your account, and much more.
- An MDM checking account in Dhs
- A Visa Gold card to make your withdrawals and payments in Morocco and internationally
- Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
- A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
- Free account maintenance fees
- Free direct debits
- Account insurance
- Card assistance in case of loss or theft
- Death insurance in Morocco
Other benefits & options
- Bonus on manual exchange*
- Bonus on transfers*
- 50% reduction on the price of the second card chosen**
(*) depending on the package chosen
(**) Equivalent card
PACK ELAN PLATINIUM
The PACK ELAN PLATINIUM offers you everything you need to manage your account, and much more.
- An MDM checking account in Dhs
- A Visa PLATINUM card to make your withdrawals and payments in Morocco and internationally
- Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
- A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
- Free account maintenance fees
- Free direct debits
- Account insurance
- Card assistance in case of loss or theft
- Death insurance in Morocco
Other benefits & options
- Bonus on manual exchange*
- Bonus on transfers*
- 50% reduction on the price of the second card chosen**
(*) depending on the package chosen
(**) Equivalent card
PACK ELAN SIGNATURE
The PACK ELAN SIGNATURE offers you everything you need to manage your account, and much more.
- An MDM checking account in Dhs
- A Visa SIGNATURE card to make your withdrawals and payments in Morocco and internationally
- Remote management of your account and access to a multitude of online banking services via the Attijari Mobile application and the Attijarinet portal
- A legal advice service (e-sticharati) provided by a team of experienced lawyers who can be reached by telephone, to answer all your legal questions.
Additional benefits
- Free account maintenance fees
- Free direct debits
- Account insurance
- Card assistance in case of loss or theft
- Death insurance in Morocco
Other benefits & options
- Bonus on manual exchange*
- Bonus on transfers*
- 50% reduction on the price of the second card chosen**
(*) depending on the package chosen
(**) Equivalent card
Pack Bila Houdoud Oumla
A comprehensive offering backed by your account in convertible dirhams with a range of services available to you.
- A checking account in convertible dirhams with no account maintenance fees;
- Debit card;
- Access to Attijarinet / Attijari Mobile in order to manage your account remotely;
- Legal advisory service available to you by telephone.
Pack Bila Houdoud Tawfir
The most essential banking products and services adapted to passbook accounts combined in a single package.
- A tax-free passbook account;
- Tawfir debit card;
- Access to Attijarinet / Attijari Mobile in order to manage your account remotely;
- Legal advisory service available to you by telephone.
Partage Bila Houdoud
The Partage Bila Houdoud offer is a sponsorship plan intended for you and your loved ones under the age of 30
- Sponsor advantage: One year without subscription fees for the Bila Houdoud package;
- Sponsored beneficiary advantages: One year without subscription fees for the Bila Houdoud 18-30 package and a discount on the Injad Bila Houdoud assistance contract.
Carte Wajda Bila Houdoud
The Wajda Bila Houdoud card is a reloadable prepaid smart card intended for withdrawal and payment. It allows you to optimize your budget management while having complete control over its usage. It can be made available to one of your loved ones.
- Prepaid withdrawal and payment card;
- Multiple ways to top up your card: in person at a bank branch or an ATM as well as via the Attijari Mobile application.
Carte World Access
The World Access Card is a premium card, designed for Moroccans Around the World, featuring a substantial payment and withdrawal capacity in Morocco as well as abroad while allowing you to benefit from a number of exclusive services and advantages.
- A wide network of ATMs in Morocco and abroad;
- Substantial payment and withdrawal capacity in Morocco and abroad;
- Access to an exclusive benefits program dedicated to card holders: www.priceless.com.
Injad Bila Houdoud
Injad Bila Houdoud is an assistance contract which offers you multiple assistance guarantees to deal with life's ups and downs, particularly in the event of death, providing you with support at each stage of life.
- Multifaceted assistance: Death, Technical and Medical;
- Assistance in the event of death: Coverage for transportation of the remains and those accompanying them, funeral expenses;
- Technical assistance in the event of a breakdown, accident or theft of the vehicle.
Rahat Hbabi
The Rahat Hbabi offer aims to pay a term-certain annuity over the course of 5 / 10 years in the event of the death or permanent total disability of the policy-holder / insured. This coverage consists of a term-certain annuity paid to the designated beneficiary.
- Insurance for you and your loved ones in the event of disability or death;
- Simplicity and speed of the support procedures;
- Increased peace of mind for your loved ones in Morocco;
- Flexibility: Choose between several formulas to best meet your needs.
Sihat Hbabi
Sihat Hbabi is a hospitalization insurance product which aims to provide you, your family and their loved ones in Morocco with 100% coverage or reimbursement of costs incurred following hospitalization for medical treatment or surgery resulting from an illness or accident.
- Hospitalization insurance for you and your loved ones in Morocco;
- Hospitalization and transportation costs covered;
- 100% coverage or reimbursement of costs incurred.
Miftah Bila Houdoud
The Miftah Bila Houdoud real estate loan is a simple, attractive financing solution tailored to your needs in order to help you with all your real estate projects including:
- The purchase, construction, conversion or renovation of real estate;
- A building plot, house or apartment;
- New or old housing.
Advantages :
- Financing up to 100%;
- Flexible and advantageous rates;
- Expertise and advice;
- Flexible payments;
- Additional protection: Insurance in the event of death or inactivity.
Age d'or Bila Houdoud
A solution that allows you to gradually build up savings, through the payment of one-time and/or periodic contributions.
- A solution that combines profitability, security, flexibility and availability;
- Savings built up gradually from 300 MAD/month;
- Secure savings with an attractive return.
Capital Revenu
An endowment contract with unscheduled payments offering annual distribution of capital gains. At the end of the contract, it guarantees you payment of savings in the form of either capital or a term-certain annuity in arrears or a combination of capital and term-certain annuity.
You can request an advance on your accumulated savings at any time.
Term Deposit Account
The term account is an interest-bearing locked account which allows you to lock-in your money for an investment period which has been determined in advance, in return for interest payments.
- Vous êtes sûrs de récupérer votre argent augmenté '- You are sure to get your money back as well as interest earnings based on the previously determined investment duration;
- Upon maturity, the customer recovers their entire investment plus the fixed interest.des intérêts calculés en fonction de la durée de placement convenue à l’avance
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Tout au long de mon séjour, je me conforme aux règles dictées par les lois en vigueur dans le pays d’accueil, tout en respectant les délais réglementaires pour le renouvellement des titres de séjour (carte de résidence, carte de séjour…). Pour occuper un emploi salarié, je prépare un dossier de demande d’un permis de travail. Je veille aussi à faire une déclaration auprès du fisc pour bénéficier du meilleur traitement fiscal en adéquation avec le statut de résident permanent. En plus de la couverture sociale et médicale dont je bénéficie en tant que résident permanent, il est nécessaire de souscrire à une assurance complémentaire. Enfin, il est primordial pour moi d’ouvrir un compte bancaire pour pouvoir effectuer toutes les transactions au quotidien (paiement, retrait d’argent, virement…).
La toute première démarche que je dois réaliser en tant que Marocain du monde est de m’inscrire auprès des services consulaires marocains. Tout Marocain résidant à l’étranger doit se présenter au consulat dont relève son lieu de résidence. On appelle ça l’immatriculation consulaire. Cette opération permet aux représentations diplomatiques du Maroc de me communiquer des informations utiles, de m’apporter secours et assistance et de me contacter, ou contacter mes proches en cas de besoin ou d'urgence. Il faut savoir que seules les personnes immatriculées peuvent bénéficier des prestations consulaires, tels que l’établissement de la carte nationale d’identité, du passeport, la légalisation de documents, etc. Pièces à fournir pour l’immatriculation consulaire :
- passeport (original+photocopie) ou carte nationale d’identité (original+photocopie) ;
- copie du livret de famille marocain ou du livret d’état civil, ou un extrait d’acte de naissance daté de moins d’un an pour les mineurs
- justificatif de séjour en cours de validité (carte de séjour, carte de résidence, visa de long séjour, visa ou permis d’études, permis de travail, carte d’identité étrangère ou passeport étranger) ;
- deux photos d’identité en couleur sur fond blanc ou bleu (4 cm x 3 cm) ;
- 70 DH de droits de chancellerie et de frais de service.